Do Mastercard credit cards include rental car coverage?

All of my credit cards are Mastercards. Do they all have rental car coverage as a benefit?

Answer
“Most Mastercard credit cards provide rental car insurance, but the type of coverage varies by card.
To use Mastercard’s rental car coverage, you need to decline the rental car company’s collision damage waiver (CDW) insurance. You also need to pay for the entire rental on your Mastercard. For most cards, the rental cannot exceed 15 days although some cards provide coverage for up to 30 days.
Mastercard’s coverage will pay for damage or theft that occurs while you are renting the vehicle. It also cover towing and roadside assistance.
If you have car insurance currently, Mastercard’s rental insurance is secondary. Mastercard will reimburse you for your deductible for collision insurance or comprehensive insurance.
If you don’t have car insurance, Mastercard’s coverage your primary coverage though you may want to consider the rental car company’s liability coverage.”
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Emily Maracle
Answered on Jul 29, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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