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Do Mastercard credit cards include rental car coverage?

All of my credit cards are Mastercards. Do they all have rental car coverage as a benefit?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Most Mastercard credit cards provide
rental car insurance
, but the type of coverage varies by card.
To use Mastercard’s rental car coverage, you must decline the rental car company’s collision damage waiver (CDW) insurance.
You also need to pay for the entire rental on your Mastercard. For most cards, the rental cannot exceed 15 days although some cards provide coverage for up to 30 days.
Mastercard’s coverage will pay for damage or theft that occurs while you are renting the vehicle. It also covers towing and roadside assistance.
If you have
car insurance
 currently, Mastercard’s rental insurance is secondary. Mastercard will reimburse you for your deductible for
collision insurance
 or
comprehensive insurance
.
If you don’t have car insurance
, Mastercard’s coverage will be your primary coverage though you may want to consider the rental car company’s liability coverage.
MORE:
What To Do If You’re In An Accident With A Rental Car
Rental Car InsuranceCar Rentals
View full answer 
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