Do married people save more on insurance?

My fiance and I are currently on an insurance policy together. We will be getting married next year. Will we have a lower car insurance rate once we get married?

Answer
“Most car insurance companies offer a lower rate to married couples. Car insurance companies consider married couples more responsible and stable, so they are likely to rate their policies more favorably.
However, marital status is * just one* factor that most companies consider when determining a rate. There are other rating factors that companies use. If you or your fiance don’t have good driving records or credit histories, your rate may not be lower once you get married. If that’s the case, your rate won’t decrease until you have a clean record or a better credit score.
If you’re happy with your current rate, you can wait until you get married to see if your rate changes. If it doesn’t, it wouldn’t hurt to hop onto the Jerry app to compare rates from over 50 car insurance companies. By doing so, you can get the best rate while you’re engaged and then once you’re hitched.”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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