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Do lenders look at Equifax or TransUnion for your credit report?
Do lenders look at both credit reports? My Equifax report is spotless, but my TransUnion score isn't nearly as good. I'm worried that they'll only look at the lesser score. I want to buy a car and I know that car dealers pull your credit.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
However, they may pull more than one credit report if they can’t determine if you qualify for a loan based on one.
If you’re unsure, ask which one they pull. If you’re talking about just a few points difference, it probably won’t matter.”
View full answer
- Gregory R.
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