If you have medical payment coverage
on your insurance policy, you can submit a claim with your insurance directly.
If you weren’t at fault and don’t have medical payment coverage, you can file a claim with the at-fault driver’s car insurance
. Their bodily injury liability should cover
your injuries and medical bills.
Reach out to your insurance company directly to confirm your coverage. They’ll also be able to assist you with filing a claim with the other party’s insurance, if necessary.
In the future, you may also want to look at your car insurance coverage to ensure you’re covered for accidents like this. While you could add MedPay or collision coverage to your current policy, shopping around can often save you money. With the Jerry
app, you can compare rates from dozens of car insurance companies to find the best price for your needs.”