PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do insurance companies cover hit-and-run accidents?
"I have uninsured motorist coverage, would this cover hit and runs? Would I be covered in any vehicle or just my own?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most cases,
car insurance
policies follow the vehicle and not the driver. This means that you would only have coverage for any vehicle listed on your policy.Whether your
uninsured motorist coverage
will cover a hit and run depends on your policy. Typically an insurance company needs to verify that a driver is actually uninsured or underinsured for the coverage to apply.Most hit and runs are covered by either
comprehensive insurance
or collision insurance
. These protect your vehicle from damage if you’re at fault or fault can’t be determined.If you don’t have full coverage on your vehicle, you should consider filing a police report. They may be able to track down the driver. If they can, either your insurance or the other driver’s insurance may cover the damage.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
