Do I still need to call Allstate in an accident if it's not my fault?

Do I need to call my insurance if I'm not at fault? Another driver ran a red light in Florida and hit my car from the side, so it was pretty clearly their fault. I plan to call their insurance company (Allstate) to pay for the damages.

Answer provided by
Sophie Newman
Answered on Jun 30, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Hopefully, after the accident you called the police so that they can file an official report. Car insurance companies use these reports to determine fault, so it’s important that you have one.
You should also contact Allstate to tell them what happened. In no-fault states such as Florida, you’re actually required to call your own car insurance company after an accident to receive compensation for your injuries if you have them.
Once your insurance company has the necessary information, they can contact the other driver’s insurance directly to resolve payment.”

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