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Do I still need to call Allstate in an accident if it's not my fault?
"Do I need to call my insurance if I'm not at fault? Another driver ran a red light in Florida and hit my car from the side, so it was pretty clearly their fault. I plan to call their insurance company (Allstate) to pay for the damages."
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Hopefully, after the accident you called the police so that they can file an official report.
Car insurance companies
use these reports to determine fault, so it’s important that you have one. Once your insurance company has the necessary information, they can contact the other driver’s insurance directly to resolve payment.”
View full answer
- Gregory R.
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