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Do I need uninsured motorist coverage in Louisiana?

I’m moving to Louisana in a few months, and I want to be on top of my car insurance before I move. I’m aware that I need liability, but do I need uninsured motorist coverage?

avatar
Andrea Barrett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In
Louisiana
, drivers are not required to have
uninsured motorist coverage
. However, they are required to have at least the following amounts of
liability coverage
:
But here’s the thing with Louisiana—it’s estimated that 13% of Louisiana drivers are not insured, which puts you at a 1 in 8 chance of getting into an accident with one. So, if you want to keep yourself protected from the financial burdens of an accident with an uninsured driver, consider investing in uninsured motorist coverage.
Although car insurance in Louisiana can be expensive,
Jerry
 scans through quotes from 50+ top insurers to find you the most affordable rates. It’s quick, simple, and can be done from your smartphone. Just download the app, answer a few questions, and browse the most competitive offers.
And the best part? Jerry users save more than $800 a year on car insurance!
MORE:
What is uninsured motorist bodily injury coverage?
Car InsuranceLouisianaUninsured/UnderinsuredUninsured Motorist ProtectionUninsured Drivers
View full answer 
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