Do I need to raise my liability limits to $2 million?

I currently have $1 million in liability coverage. Should I raise that to $2 million? How likely is it that I'd ever need that much coverage?

Answer provided by
Emily Maracle
Answered on May 17, 2021
“You can never have too much car insurance. If you can afford to raise your liability car insurance coverage, you should.
Since you already have a high coverage limit, the difference between what you’re charged for $1 million and $2 million shouldn’t be significant.
While it may seem unlikely that you’ll ever need that much liability coverage, medical costs can add up. This is especially true if there are multiple people involved in an accident. It’s better to have the protection and not need it than to not have it at all. “

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