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Do I need to have car insurance on my vehicle that's going to be listed as non-operational?

I live in Texas and I am going out of the country for a year. I will be registering my car with the DMV as non-operational, but will still be paying my car payment. Since my car is financed, do I need to also maintain car insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Once you register your vehicle as non-operational with the DMV, you should be able to suspend liability insurance on it.
Although you won’t be driving your vehicle, most lenders require that financed vehicles carry
comprehensive coverage
 and
collision coverage
. Before you leave, you should reach out to your lender directly to confirm their requirements.
You can also reach out to your current insurance carrier to see if they have any policies or provisions regarding non-operational vehicles. “
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