“You are in luck; most homeowner’s insurance policies provide some coverage for a small home-based business.
Every carrier is different so take a look at your current policy or contact your insurance agent for specifics.
In your situation, the main concern may be how much coverage your policy has for electronics. The standard coverage for business equipment is $2,500.
Since you have purchased a new computer, you may want to look at increasing the coverage. Usually, for just a few more dollars, you can increase the limit to $10,000.
If you have clients or employees come to your home in the future, you will need to purchase a business owner’s policy for protection against any lawsuits or workman’s comp claims.
If you are unhappy with the coverage your current homeowner’s policy provides, get quotes from multiple companies to find the lowest rate.
To simplify this process, download the free Jerry
app. Jerry works with over 50 companies and delivers the lowest quotes directly to your phone.”