Do I need to buy the rental company's insurance if I don't have my own car insurance?
I don't own a car currently, so I don't have car insurance. I know that my credit card has a collision damage waiver. Is this enough coverage or should I take out more?
“A collision damage waiver takes you off the hook for damage to the rental car. What it doesn’t cover is other people’s property damage and injuries in the event of an at-fault accident.
In this case, you should definitely consider buying any third-party liability insurance that the rental car company offers. This will protect you from paying out of pocket if you cause an accident.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
What roadside assistance should I get if I have an old car and I drive through areas with no cell phone coverage?
"I have a car with around 300,000 miles on it. I'm often driving through rural and mountainous areas because I'm a photographer and avid hiker. What roadside assistance program should I get for remote areas with little or no cell phone coverage?"
Jun 23, 2021
What should I do if I misplaced the GEICO insurance card for my 2012 Chrysler 300?
I just renewed the insurance on my 2012 Chrysler 300, and GEICO sent me a new insurance card. Unfortunately, I can't find it. What should I do?
Apr 16, 2021