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Do I need to buy supplemental liability insurance from a car rental company?

I plan on going on a few trips out west this year, and I don't have a car. I plan on renting one, but I also don't have insurance. Do I need to buy the rental car company's supplemental liability insurance?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
All car rental companies are required by law to provide state-minimum
liability coverage
 to their renters. However, state-minimum insurance doesn’t really cover all that much, and it could leave you in financial ruin if you get into an accident.
Supplemental liability insurance raises your coverage exponentially, usually to $1 or $2 million. If you’re only driving a few weeks out of the year in a rental car, you should probably take this insurance.
MORE:
What to do if you’re in an accident with a rental car?
Rental Car InsuranceCar RentalsCar Insurance
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