Do I need to buy supplemental liability insurance from a car rental company?

I'm planning on going on a few trips out west this year, and I don't have a car. I plan on renting one, but I also don't have insurance. Do I need to buy the rental car company's supplemental liability insurance?

“All car rental companies are required by law to provide state-minimum liability coverage to their renters. However, state-minimum insurance doesn’t really cover all that much, and it could leave you in financial ruin if you get into an accident.
Supplemental liability insurance raises your coverage exponentially, usually to $1 or $2 million. If you’re only going to be driving a few weeks out of the year in a rental car, you should probably take this insurance.”
Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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