Do I need to buy supplemental liability insurance from a car rental company?

I'm planning on going on a few trips out west this year, and I don't have a car. I plan on renting one, but I also don't have insurance. Do I need to buy the rental car company's supplemental liability insurance?

Answer provided by
Eric Schad
Answered on May 04, 2021
“All car rental companies are required by law to provide state-minimum liability coverage to their renters. However, state-minimum insurance doesn’t really cover all that much, and it could leave you in financial ruin if you get into an accident.
Supplemental liability insurance raises your coverage exponentially, usually to $1 or $2 million. If you’re only going to be driving a few weeks out of the year in a rental car, you should probably take this insurance.”

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