PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I need renters insurance as someone with few belongings?
I own very few belongings. Everything I have can be replaced pretty easily because I didn't pay much money for it. Do I really need renters insurance?
Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Personal property coverage on a renters policy goes towards replacing your clothing, shoes, furniture, appliances, and so on. Even though you may not think you own a lot, the costs of repurchasing these items (especially brand new) can add up really quickly, so it’s still a good idea to carry the coverage.
Renters insurance also covers you for more than your belongings. It provides you with liability coverage, which can help pay for court fees and legal expenses if you’re ever sued. It can even cover additional living expenses should something happen where you live and you need another place to stay while repairs are being made.
If you do decide to get coverage, you may want to check out this article:
How to Find the Best Renters Insurance
.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
.jpg&w=64&q=75){kind=avatar}
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
