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Do I need renters insurance as a subtenant?

I'm subleasing a house at the moment. The primary tenant doesn't have renters insurance. As the person who's occupying the place, do I need to get renters insurance?

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Jackie Whalen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That is a great question, and the answer is a resounding yes! The house’s primary tenant would also be wise to get renters insurance. If your personal property is damaged or stolen while you are subleasing, renters insurance will help you to replace your property.
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