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Do I need rental car insurance if I have a car insurance policy with Progressive?

How do I know if I have enough protection through my regular auto insurance plan? I travel a lot for work and rent cars often.

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have
car insurance
with Progressive, you should have protection when renting a car.
Your policy typically extends your coverage to rental cars. For example, if you have
liability coverage
, that will apply to your rental as well.
If you believe your current policy is inadequate, you can opt for the rental car company’s insurance or see if your credit card offers rental car insurance.
Most credit cards provide
collision coverage
if you purchase the rental car with your card and decline the rental car company’s collision damage waiver.”
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