“Understandably, you wouldn’t want to buy any unnecessary insurance. However, non-trucking insurance is a legal requirement for 18-wheelers. Take a look at your current commercial policy; you may already have this coverage.
A standard commercial trucking policy provides coverage for when you are on the clock and hauling your trailer to and from sites. If you were to bring your truck in for servicing or grab groceries on the way home, you are not covered since you are no longer on the clock.