PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I need full coverage on a 2005 Subaru Impreza?
"Do I need full coverage on an older vehicle? I'm 22 and don't have a great driving record. I've been accident free for a 1 year, but my insurance is still expensive. For full coverage, I'd be paying $400 a month. For liability only, I'd only be paying $250."
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It’s usually recommended to have the highest level of coverage you can afford on a vehicle, regardless of its age.
If you can afford to have both
collision insurance
and comprehensive insurance
, it’s worth adding them on. Both coverages protect your vehicle in case of an accident or other event and you’d be less likely to pay out of pocket if your vehicle is damaged. You can never have too much insurance coverage!
If you can’t afford full coverage with your current carrier, you should compare rates with other carriers. You may be able to find more
affordable car insurance
with another carrier. As you continue to be insured and accident free, your rates will also start to decrease. In a few months, you may be able to afford full coverage!”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
