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Do I need comprehensive car insurance?

I am trying to figure out what type of insurance to buy for my new Volt. Do I need comprehensive car insurance?

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Melanie Reiff · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While comprehensive coverage is not required for you to legally drive your car, it might not be a bad investment—especially if you live in an area prone to bad weather.
Unlike liability insurance, which covers other drivers if you’re at fault in an accident, or collision coverage, which covers the damage sustained to your vehicle in a crash,
comprehensive coverage
will protect you in a non-accident related instance. These are situations like extreme weather, vandalism, or other unexpected occurrences.
If you have taken out a car loan, you may be required to have full-coverage insurance, which includes comprehensive coverage.
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