“Uber Eats provides insurance automatically when you sign the contract. When you’re in the process of delivering food, Uber has insurance that protects you up to $1 million for liability coverage
However, there are some loopholes. Uber Eats between-delivery coverage only covers up to $100,000 for bodily injury and $25,000 for property damage. If you’re in a catastrophic accident, this may not be enough coverage and you’ll be left footing the bill.
Some insurers won’t cover you under a personal policy if you’re driving for business purposes. As a result, you should consider purchasing commercial coverage, and this is easier than ever to do. Many insurers now have commercial car insurance
for delivery drivers, including GEICO and Progressive.”