Do I need commercial insurance to work for Uber Eats?
I’m thinking about driving for Uber Eats on the weekends to make some extra money, but I’m worried about the car insurance. Do I need to buy a commercial insurance policy to work for Uber Eats?
Rideshare insurance: Many insurance companies offer rideshare endorsements that you can add to your personal policy. This is essential to make sure that you’re covered during the downtime between deliveries when there are significant gaps in Uber’s commercial policy.
Commercial insurance: If your current provider doesn’t offer rideshare coverage, then you must purchase a separate commercial policy to cover your vehicle for business purposes.
A separate commercial policy will typically cost more than adding a rideshare endorsement to your personal policy. Rideshare coverage typically
Keep in mind: No matter what, you’ll need to tell your car insurance company that you plan on driving for a rideshare company. Some providers won’t offer coverage to rideshare drivers—and you don’t want to find out after an accident that your car insurance won’t cover you.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.