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Do I need car insurance for an Audi Q5 that's stored in a garage?
I've heard different things about needing car insurance for a stored vehicle. Do I actually need it if I'm not driving it? If I do need insurance, I'd like to find the cheapest option possible.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Any vehicle that is registered as operational is required to carry your state’s
minimum coverage car insurance
. If it is registered as operational, you can opt for the lowest coverages possible. This typically comprises
liability car insurance
only. You may also opt to carry comprehensive insurance
, which will protect your stored vehicle from covered perils like fire, theft, or vandalism.Should you not drive the vehicle at all, you can consider registering it as non-operational with the DMV. This would remove the requirement for car insurance as your Audi couldn’t be legally operated on the road.
To find
cheap car insurance
, you’ll want to reach out to various carriers. They will be able to tell you what coverage is required for a stored vehicle, as well as the price they offer for that coverage. If you’re hesitant to switch plans or insurance providers because you’re worried about the work involved, don’t be.
Jerry
does all the paperwork for you.
“View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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