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Do I need a police report in order to file a claim?
Is a police report necessary to file the claim? I was in a small parking lot accident the other day. Since no one was hurt, we didn't call the police. I am about to file a claim with my carrier, but I realized since we didn't call the police, we don't have a police report.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since it sounds like you and the other driver worked everything out amicably, you do not need a police report to file the claim.
When you call to report your
claim
, make sure to provide the other driver’s name and policy information. Be sure to submit any photos of the incident that you may have taken.
Insurance carriers recommend getting a police report mostly for your protection.
This way, you will have the other’s drivers’ information and it is less likely to be fraudulent. It also makes it harder for either party to make false claims about the damage or the events that lead to the accident.
There are times where a police report is required. For example, if:
View full answer
- Gregory R.
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