Do I need a police report in order to file a claim?
Is a police report necessary to file the claim? I was in a small parking lot accident the other day. Since no one was hurt, we didn't call the police. I am about to file a claim with my carrier, but I realized since we didn't call the police, we don't have a police report.
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- anyone is hurt or killed
- there is extensive physical or property damage
- a car is stolen“