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Do I have too much insurance for my Ford Escape in Arkansas?

I'm well above the coverage limits for Arkansas. My bodily injury limits are $100,000/$300,000 and my property damage limit is $50,000. I also have uninsured motorist coverage, personal injury protection, and full coverage. Should I drop anything?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When it comes to
car insurance
, you can never really be over-insured. Even if you never have to use the coverage you have on your policy, it’s still important to have.
The best thing to do is to look at your financial situation. You should always have the highest level of coverage that you can afford. If you can afford to raise your insurance coverage, you should always do that instead of dropping coverage.
If cost is a concern, you can also shop around. While you have more than the
minimum required car insurance
in Arkansas, it doesn’t always mean you have to pay more.
Check out various carriers and request
car insurance quotes online
. You may be able to find a carrier that can offer you a better rate for the coverage you have now.
If you want to save money on car insurance, the
Jerry
app is a good place to start. “
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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