Do I have to replace my roof if my insurer requested this?

My insurer sent me a letter stating that I need to replace the roof of my house within nine months because it has visible damage. Do I actually have to replace my roof just because it was requested by the insurer?

“No, you don’t have to replace the roof unless you’re 100% sure that you want to stay with that insurer.
Keep in mind that a new roof probably costs a minimum of $10,000, so even if you get a few hundred dollars in savings from bundling car insurance with this insurer, it may not be worth it.
While you’ll have to replace your roof eventually, a different company may not require you to for coverage. Switching insurers could buy you a few years to save up for the roof replacement.
If you want help finding the best insurance for your home in its current state, try using the free Jerry app. Jerry compares rates from the top providers and delivers the best deals to your phone in minutes. Jerry will help you save money so you can invest in your roof when you’re ready.”
Eric Schad
Answered on Aug 17, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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