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Do I have to pay a deductible when I'm not at fault in an accident in New York?
Will I still have to pay a deductible if I'm not at fault? The insurance company already determined the fault is with the other driver and I filed a claim with their insurance company.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most cases, you should not have to pay a deductible in an accident where the fault is with the other driver. The other driver’s
liability insurance
should pay for your repairs. There are exceptions:
- if the damage exceeds the other driver’s policy limits
- if the other driver doesn’t have insurance
View full answer
- Gregory R.
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