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Do I have to give a car dealership permission to run my credit?

Can a car dealership run my credit score without my permission? I want to finance a car but I don't know whether I want to go through the dealership. I'm worried about too many hard inquiries on my credit.

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car dealerships
can’t run a hard inquiry on your credit report without your permission.
If you’re going through the car dealership, make sure to read all the documents provided before you sign them.
These loan documents usually have some sort of language or clause about your credit report, if they can run it, and how they can use it.
Keep in mind that lenders will require car insurance on your new vehicle.
While you’re shopping for the best loan rate, you might want to see if you’re getting the cheapest car insurance premium. The free
Jerry
app is your go-to tool to find the best car insurance rates in your area hassle-free.”
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