Services
Insurance
Loans
Repairs
Advice
About

Do I have to agree to my car dealership changing my warranty paperwork?

My son just bought a car a week ago. The dealership just called wanting him to sign paperwork voiding the extended warranty. Apparently, the bank won't accept additional costs added to the loan amount. Does my son have to agree to this change in the warranty paperwork?

avatar
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that your son is in this situation. It is unlikely that your son has to sign the void warranty paperwork for the vehicle. However, if the bank won’t cover it, he could end up paying for it out of pocket, which I’m sure he would like to avoid.
Your son should call the bank directly and speak to them about this situation and find out if they can reach a solution. If not, he may have to agree to void the warranty.
This, however, is not necessarily a bad thing. Lots of drivers opt out of their extended warranty if they feel they don’t need it or will never use it.
Since almost all vehicles come with a factory warranty that typically lasts about three years, it comes down to how long your son plans to have the vehicle. If he plans to keep the vehicle much longer than the factory warranty, an extended warranty is something he may want.
He should also be aware that there is a good chance that the warranty will go unused since it does not cover
routine car maintenance
such as oil changes or wear and tear. Experts say that only 10% of drivers that purchase an extended warranty actually get around to using it.
If your son decides to pay for the warranty himself, he can use the extra savings found by shopping for
car insurance
on the
Jerry
app to help him do it.
Once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $887 a year.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings