Services
Insurance
Loans
Repairs
Advice
About

Do I have to add my brother to my insurance policy?

My brother and I live together and we each have our own cars and policies. I just bought a new car, and the dealer said I need to have my brother listed on the policy since we live together. Is that true?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether or not you need to list your brother can depend on your carrier.
If your brother has his own car and
car insurance
, he may not need to be included. 
If your carrier does want to add him and requests proof of his insurance: He might be listed as a non-driver or an excluded driver, and he shouldn’t impact your current policy’s rate.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings