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Do I have a legal right to the car my ex and I shared?

The loan is in my name, but the title's in her name and she's currently driving it. What are my options?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The car loan and the title carry two distinct sets of responsibilities here.
The title means that she owns the vehicle in all practical senses: she’s responsible for registering and providing
car insurance
for it.
The loan simply means that you are responsible for the payments.
If you believe you’re legally entitled to the vehicle, you’ll likely need to contact a lawyer in your area for help.
It’s a rotten situation to be in. If she won’t split ownership or sell you the car, you can consider refinancing the loan with her name, though that would mean she would need to prove financial stability in order to get approved for the loan.”
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