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Do credit unions do car loan refinancing?
I want to refinance my car to get out of a 9.49% interest rate. Will my local credit union refinance me?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, credit unions certainly refinance
car loans
. They are actually some of the best lenders around!Credit unions are structured as a nonprofit organization, which means they can undercut car loan rates from banks and other for-profit lenders. This isn’t a guarantee that you’ll get a better rate and you should still shop around, but a credit union is a great place to start.
You should also look for promotional refinance rates that are often offered by banks, online lenders, and credit unions.
If you’re looking to refinance your vehicle, you should also think about trying to find lower
car insurance
rates. Jerry
can help. Just complete a 45-second sign-up, and you’ll be able to compare dozens of competitive quotes. View full answer
- Gregory R.
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