Comprehensive insurance is also known as “other than collision coverage” since it covers perils that aren’t collision-related. These include:
If you have comprehensive insurance and your vehicle suffers damage related to a hurricane, you can submit a claim to your insurance. However, comprehensive insurance has a deductible attached to it, which is the amount you’ll be required to pay before your insurance kicks in. For example, if the hurricane causes $2,000 worth of damage to your car, and your deductible is $500, your insurance will cover $1,500 for repairs.