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Do car insurance companies look at my gender when determining a rate?

I know they look at things like your driving record and address, but do they also look at gender?

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance
companies consider gender when determining a rate for an insured. However, age is also a factor.
New male drivers pay a considerable amount more than new female drivers because male drivers are often involved in more accidents, and thus, riskier to insure. They may also have worse driving records in comparison to their female counterparts.
As drivers begin to age, the difference in rates between male and female tend to even out. After age 25, most men and women with similar driving records and histories are paying a similar rate. As people age, they gain more driving experience and are less likely to engage in risky behavior.
If you’re wondering how much you might pay for car insurance, look up quotes on the
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