PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do car insurance companies inspect your vehicle before approving your policy?
"If I decide to switch to a different car insurance company, would I need to get an inspection?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Whether you need to get an inspection when switching
car insurance
companies depends on where you live, the type of coverage you have, and the insurance company.Most vehicle inspections are only required if you are requesting
comprehensive insurance
and collision insurance
. An inspection can prevent fraudulent claims from being submitted. Insurance companies don’t want to provide coverage for existing damage that occurred outside of the coverage period.In some states, it’s required that insurance companies inspect vehicles once a policy is issued. If you don’t get the vehicle inspected, the policy will be cancelled. If your state doesn’t require insurance companies to inspect vehicles, you may not need to get one.
If you’re unsure, you can reach out to the new insurance carrier to determine if an inspection would be required.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
.webp&w=384&q=75)
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
