Services
Insurance
Loans
Repairs
Advice
About

Do car insurance companies cover acts of God?

I'm reviewing my insurance policy, but don't see any coverage for acts of God. Do insurance companies normally provide coverage for this? Is there a type of coverage I need to add?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Acts of God are defined as natural hazards that are out of human control. In most cases, natural disasters or damage resulting from natural disasters would fall under this term..
In your
car insurance
policy, acts of God would be covered under
comprehensive coverage
.
Comprehensive insurance covers damage from perils unrelated to collisions. This includes natural disasters like windstorms, hail, flooding, earthquakes and fires. You should check your policy to confirm whether you have comprehensive insurance or not.
Acts of God typically won’t be listed as a coverage, so you may have missed it in your policy. If don’t have comprehensive coverage currently, you can reach out to your insurance company directly to add it.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings