I'm reviewing my insurance policy, but don't see any coverage for acts of God. Do insurance companies normally provide coverage for this? Is there a type of coverage I need to add?
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Acts of God are defined as natural hazards that are out of human control. In most cases, natural disasters or damage resulting from natural disasters would fall under this term..
Comprehensive insurance covers damage from perils unrelated to collisions. This includes natural disasters like windstorms, hail, flooding, earthquakes and fires. You should check your policy to confirm whether you have comprehensive insurance or not.
Acts of God typically won’t be listed as a coverage, so you may have missed it in your policy. If don’t have comprehensive coverage currently, you can reach out to your insurance company directly to add it.”
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