Do car insurance companies communicate with each other?
Will my new insurance have access to my old claims history? I'm switching from GEICO to Allstate.
Answer provided by
Answered on Jun 30, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Yes, Allstate will have access to your insurance history.
While car insurance companies don’t talk directly to each other, they do share information.
All car insurance companies can access your claims history through a database called the Comprehensive Loss Underwriting Exchange (CLUE). They will also use other similar statistics to assess your risk.
If you’re switching because you want to leave your history in the past, unfortunately this won’t be possible with insurance companies.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Where can I find out when I got my driver's license?
I remember the year, but not the exact date. I'm looking for car insurance quotes online and most carriers are asking for it.
Jun 09, 2021
"Can I spend the leftover money from an unsecured car loan to repair my car? "
"I recently took out an unsecured loan to purchase a used car. The final cost ended up being less than the loan amount by over $1,000. Do I need to return that money to the bank or can I use it to fix up the car? "
May 11, 2021
Does gap insurance cover a vehicle that has liability insurance only?
My husband's 2019 Dodge Journey is totaled and he only has liability insurance. He still owes $20,000 on his loan. His car is worth around $16,000. He does have gap insurance, but will they pay the difference if he had liability only and not full coverage?
May 03, 2021