Do car insurance companies communicate with each other?

Will my new insurance have access to my old claims history? I'm switching from GEICO to Allstate.

Answer provided by
Sophie Newman
Answered on Jun 30, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Yes, Allstate will have access to your insurance history.
While car insurance companies don’t talk directly to each other, they do share information.
All car insurance companies can access your claims history through a database called the Comprehensive Loss Underwriting Exchange (CLUE). They will also use other similar statistics to assess your risk.
If you’re switching because you want to leave your history in the past, unfortunately this won’t be possible with insurance companies.”

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