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Do car insurance companies communicate with each other?

"Will my new insurance have access to my old claims history? I'm switching from GEICO to Allstate."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Yes,
Allstate
will have access to your insurance history.
While
car insurance companies
don’t talk directly to each other, they do share information.
All car insurance companies can access your claims history through a database called the Comprehensive Loss Underwriting Exchange (CLUE). They will also use other similar statistics to assess your risk.
If you’re switching because you want to leave your history in the past, unfortunately this won’t be possible with insurance companies.”
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