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Do car insurance carriers allow you to change the named insured on your policy?
My mom is giving me her car. She'll be transferring the title to me and said I can just keep her insurance. Am I able to change myself as the named insured since I'm the new owner?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Since you’re the new registered owner of the car, you need to get your own
car insurance
policy. In a vast majority of cases, car insurance carriers require the named insured to be the registered owner of the vehicle.Since your mom’s current policy on the vehicle is rated based on her driving record and other factors, you wouldn’t be able to take over the policy or change yourself to the named insured.
To get insurance in your name for the vehicle, hop on
Jerry
, which acts as your insurance broker and allows you to compare rates from dozens of car insurance companies. By shopping around, you’ll ensure you’re getting the best rate for insurance based on the coverage you need.”View full answer
- Gregory R.
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