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Do car dealerships have to look at your bank account?
I know car dealerships check your credit, pay stubs, employment, and residence, but do they look at your bank account, too? I don’t want my car salesperson to know all my spending habits.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car dealerships may need to look at your bank account to help verify your income and cash on hand before approving a
car loan
.Technically, it’s not the car dealership that wants to look at your bank account, it’s the lender. And if you have an excellent credit score, you may not be asked for a bank statement at all.
If you’re worried about divulging your financial information, keep in mind that you don’t have to provide an itemized monthly statement. Instead, the lender will be concerned with the following information:
- Name
- Bank name
- Bank account number
- Account balance
View full answer
- Gregory R.
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