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Do car dealers offer car loans?

I've been reading that credit unions and banks are the best places to get a car loan, but I don't want the hassle of applying. Do car dealers offer financing as well?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Most car dealers offer
car loans
, allowing you to shop around even more for the best rate!
While credit unions historically offer better interest rates, both banks and dealers have promotional deals to entice new borrowers. Some dealers may even offer loans with interest rates as low as 0% or 0.9%. So it’s definitely worth your time to shop around.
In addition, some dealers work directly with banks and credit unions to find a rate, especially if the dealer doesn’t offer in-house financing. Therefore, you should ask the dealer if they work with local credit unions or banks as this may simplify the loan process.
After you find the car you want, remember that whatever lender you choose will require full coverage auto insurance. So just as you would with a loan, make sure to shop around for car insurance with the
Jerry
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