Do any companies offer standalone gap insurance?

I originally declined gap coverage due to the cost. I thought I could get it through my car insurance company, but they don't offer it. Are there any companies that offer gap insurance as a standalone option? I don't want to switch insurance companies.

“Most gap insurance policies are offered through dealerships, banks, credit unions, or insurance companies. If you financed your loan through a bank or credit union, you should try to reach out to them to see if you can still add gap insurance.
If you aren’t able to add it through your lender, you’ll need to shop around with other car insurance carriers. Some companies do offer standalone gap insurance, though it’s typically more expensive than including it in your existing auto policy.
You can request car insurance quotes online to see what the most affordable options for gap coverage will be.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance.”
Emily Maracle
Answered on Apr 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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