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Do all states require boat insurance?
I'm in the process of buying a boat. Do I need boat insurance? I live in Michigan.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While boat insurance isn’t required in
Michigan
, some marinas require insurance. If you’re financing your boat, your lienholder may also require it. Even if you have a private dock and aren’t required to have boat insurance, you should still consider getting it. It can provide you with coverage in case of an accident or injuries and protect you from a variety of situations, such as:
- Fire
- Theft
- Vandalism
- Accidents
- Breakdowns
- Liability issues and court fees
- Medical payments for you and your passengers
If you’re worried about the cost of boat insurance, there are affordable options. You can compare rates and coverages with various companies to determine whether boat insurance is right for you. If you have car insurance currently, you should find out if your company offers boat insurance. You may be able to get a multi policy discount by choosing to
bundle your policies
If you want to make sure you’re getting the best possible deal on bundling your insurance, using tools like the
Jerry
app can be really helpful! We’ll get you customized quotes from different providers so that you can be sure you’re saving as much money as possible on the coverage you need. If you want to switch providers, we’ll even help with the phone calls and paperwork—that way, you can focus on getting out on your boat and enjoying life on the water!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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