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Do additional insured and additional named insured mean the same thing?
I'm adding my wife to my car insurance. Would she be an additional insured or an additional named insured? Is there a difference?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While additional insured and additional named insured seem like they’re the same thing, they are very different when working with
car insurance
.An additional insured is a company or person who has some type of ownership over your vehicle. This is often a cosigner or a lessor. An additional named insured is the same as a second named insured.
When listed on an insurance policy as an additional named insured, a person can change the policy, including changing coverage limits along with vehicles and drivers.
Since you are married and adding your wife to the policy, she’s considered an additional named insured. If you’re adding any other driver to your policy, they would be a listed or additional driver.
Because you’re planning on adding her to your car insurance, don’t forget to shop around. Check out the
Jerry
app to compare rates from dozens of insurers and find the best price and coverage for your needs.”View full answer
- Gregory R.
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