Do additional insured and additional named insured mean the same thing?

I'm adding my wife to my car insurance. Would she be an additional insured or an additional named insured? Is there a difference?

Answer
“While additional insured and additional named insured seem like they’re the same thing, they are very different when working with car insurance.
An additional insured is a company or person who has some type of ownership over your vehicle. This is often a cosigner or a lessor. An additional named insured is the same as a second named insured.
When listed on an insurance policy as an additional named insured, a person can change the policy, including changing coverage limits along with vehicles and drivers.
Since you are married and adding your wife to the policy, she’s considered an additional named insured. If you’re adding any other driver to your policy, they would be a listed or additional driver.
Because you’re planning on adding her to your car insurance, don’t forget to shop around. Check out the Jerry app to compare rates from dozens of insurers and find the best price and coverage for your needs.”
avatar
Emily Maracle
Answered on Aug 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.