Could my gap insurance claim be rejected, and if so, why?

I have loan/lease coverage and gap insurance on my car. My insurance company is denying my loan/lease coverage claim. I'm worried that my gap insurance claim with another company will also be denied. Is there a reason why it could be? I still owe $2,000 on my loan.

“There are many different reasons why your loan/lease coverage and gap insurance claims could be denied. You should reach out to your insurance company to find out the exact reasons why your loan/lease coverage claim was denied.
Depending on what they say, you can look into the terms and conditions of your gap insurance. Every insurance carrier and policy has different stipulations. While your car insurance company may deny a claim, your gap insurance company could still approve one.
You should reach out to whoever is providing your gap insurance to confirm what it is covered and if your claim will be approved. “
Emily Maracle
Answered on May 03, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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