Could I owe more due to a mistake in my car insurance company's system?

I was quoted $900 for an annual policy. After I paid in full, the company said that they misquoted me and I actually owe $108 more. They say this was due to a lapse in coverage. What are my options?

“Mistakes can be frustrating, but even car insurance companies make them.
In this case, it sounds like the quote they gave you didn’t include a lapse in coverage, and later during the underwriting process, they discovered it.
Pulling final reports is expensive, so not every company does so before you agree to purchase a policy. If your application stated you didn’t have a lapse of insurance and a report showed otherwise, this would be why your rate changed.
If you’re considering staying with your current company, ask if you’re missing any discounts that would give you a better rate, like a safe driver discount.
Beyond that, you can compare car insurance quotes with other companies. Most car insurance companies allow you to cancel your policy at any time, so you shouldn’t have any issues switching companies if you find a better rate.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This app can collect quotes from up to 50 top insurance companies in seconds, saving you time and money.”
Sophie Newman
Answered on Sep 23, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

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