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Can you tell me how to make a car insurance policy?

I’m looking to purchase a vehicle, but I haven’t driven in a while and I need to sign up for car insurance. How do I make a car insurance policy?

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A new car is always exciting! Making a
car insurance
policy is essential for protecting your new investment–and legally required in most states.
The first step to finding the policy that’s right for you is to gather some information about yourself and your vehicle. This will make it much easier to get an accurate quote for your auto policy. Some information you should have on hand includes:
  • Your name and birthdate
  • Driver’s license number
  • VIN of your new vehicle
  • Current mileage
  • Date of purchase
  • Personal driving history (accidents or tickets in the last three years)
Some demographic and vehicle information may have an impact on your premium. Newer cars tend to be more expensive to insure, and vehicles used for business may come with higher premium costs because of their increased use and claim risk.
Next, decide how much insurance you need. Make sure you know what the
minimum car insurance laws
are in your state, as well as the amount of coverage your specific vehicle will need and if you’d like to add additional coverages.
Once you figure this out, you can start researching the best rates from different companies. You can opt to speak with insurance representatives over the phone or use the
Jerry
app to get personalized quotes from more than 50 top providers, including Nationwide and Travelers, delivered to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance.
Good luck picking a new vehicle!
MORE: How to find car and home insurance quotes online
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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