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Can you tell me how to lease a car without good credit?

My credit score is not so hot, but I need a new car to get to work. How can I lease a car without credit?

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You definitely want a reliable car to get you to work! I’m happy to say that while it may be more difficult, it is possible to get a lease with no credit.
Since your credit isn’t the best, the dealership may ask for your work history to verify that you have income and can meet the payments for the lease.
Once they verify this, they may ask you to pay a higher-than-average
down payment
. This ensures that you won’t be subject to repossession if you fall behind on payments, and the leasing company will be protected as well.
Another good way to increase your chances is to get a cosigner. Having a cosigner with better credit will give the leasing company reassurance that the payments will continue to be made, no matter what.
A good way to make sure you can make the payments on your lease is to make sure you’re getting a good deal on your car insurance. If you want to easily make sure you’re getting the best deal on the coverage you need, check out the
Jerry
app—we’ll get you quotes from over 50 top providers so you can choose the rate and coverage that works for you. And once you’ve chosen one, we’ll even help you switch!
Best of luck with the lease!
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