Can you tell me how much liability insurance is too much?

I got a quote for $75 less per month and double the liability coverage (from 50/100/25 to 100/300/50). Is this too much coverage? Should I keep my old limits to make the policy even cheaper or get the higher coverage since I am already saving money?

Answer
“Great news! You cannot have “too much” liability insurance as long as you can afford to increase your limits.
In your example, you are getting more protection and spending less money. This is exactly what you should look for when you shop for insurance.
If you want to see if you can get an even better rate, sign up with Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds!”
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Shannon Martin
Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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