Can you refinance a car loan online?

I want to refinance my car, but I just moved out of state, and my loan is with a local bank where I'm from. Can I refinance the car loan online with them or another lender?

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Just like many other aspects of your life, refinancing a car can definitely be done online. In most cases, your new lender will take care of all the paperwork of paying off your old loan. So even if your old loan is out of state, you don’t have to stress about it.
When you shop for a
car loan
online, have these documents to streamline the process:
  • ID
  • Proof of income (pay stubs, 1099s, etc.)
  • Proof of residency (utility bills)
  • Vehicle information
  • Current loan information (balance, interest rate, current lender)
You will also need to have
proof of insurance
Since you’re shopping around for a refinance, do the same with your car insurance. With the
app as your closest ally, you can comparison shop from over 50 insurers to save even more money, even after you refinance.
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings