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Can you obtain car insurance for a vehicle that doesn't belong to you?

I'm currently borrowing a car from a family member who's out of the country for a few months. Yesterday, I took a look at the insurance card and realized coverage had lapsed. I can't get in contact with my family member. Can I get car insurance in their name so I'm not driving illegally?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“First off, stop driving the car immediately. Driving without any
car insurance
is illegal in most states, and it can cause serious financial and legal issues if you get in an accident.
Unfortunately, in your case, you can’t purchase insurance for a vehicle that’s not registered in your name unless you have power of attorney. Therefore, your best bet is to find an affordable vehicle for yourself or use public transit until you can get a hold of your family member.”
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