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Can you negotiate the price of gap insurance?

I want to get gap insurance, but I'm wondering what my options are. The dealership is offering it, but it seems expensive. Could I negotiate a price with them? Is there any other company that offers gap insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Normally,
gap insurance
 is charged as a fixed price with a lender or dealership for the total length of your loan. You most likely won’t be able to negotiate a lower price for it.
However, there are many
car insurance
 carriers that offer gap insurance at affordable rates!
Reach out to your current carrier to see if they offer gap insurance. Even if they do, shop around to ensure you’re getting the best rate for the coverage you need.
The easiest thing to do is request
car insurance quotes online
. You’ll be able to compare rates between companies and see who can offer you the best deal.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. This free app can collect quotes from up to 45 top insurance companies in seconds!
“
Gap InsuranceCar Insurance
View full answer 
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