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Can you negotiate car insurance rates if you need a new policy?
I'm currently shopping around for new car insurance. I've had good experiences with Farmers in the past, but its rates are much higher than some other carriers. Can I negotiate my rates?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, you can’t negotiate the rates quoted to you from insurance companies, as these are often regulated at the state level.
However, you can tell
Farmers
that you’re thinking of canceling your policy and switching to another provider. If you do so, the company might consider lowering their rates or offering add-ons and perks to convince you to stay. If you decide to move on to another carrier, sign up for the free
Jerry
app to get affordable quotes from Progressive, Liberty Mutual, Safeco, and several other top providers and save money.”View full answer
- Gregory R.
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