Can you negotiate car insurance rates if you need a new policy?

I'm currently shopping around for new car insurance. I've had good experiences with Farmers in the past, but its rates are much higher than some other carriers. Can I negotiate my rates?

Answer
“Unfortunately, you can’t negotiate the rates quoted to you from insurance companies, as these are often regulated at the state level.
However, you can tell Farmers that you’re thinking of canceling your policy and switching to another provider. If you do so, the company might consider lowering their rates or offering add-ons and perks to convince you to stay.
If you decide to move on to another carrier, sign up for the free Jerry app to get affordable quotes from Progressive, Liberty Mutual, Safeco, and several other top providers and save money.”
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Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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