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Can you help me figure out North Carolina's confusing driver's license rules?

I just moved to NC, and I’d like to get a license so I can buy a new car. The DMV said I have to have a "fleet restriction", though, since I don’t have car insurance. What does that mean? Can I test-drive cars at the dealership?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
North Carolina’s driver’s license rule places a “fleet restriction” on new licenses for anyone who doesn’t have an active
car insurance
 policy.
What a “fleet vehicle restriction” means:
  • You can only drive vehicles from commercial vendors—like car rental agencies who will require you to purchase a temporary in-house
    rental car insurance
     policy.
  • You may be able to
    test drive a demo car
     at your local dealership, but it depends on the dealership’s specific requirements.
What to do: 
All you need to do to remove the fleet vehicles restriction on your NC license is bring a DL-123 form from your car insurance provider to the NC DMV to show proof of your active policy.
MORE:
North Carolina car insurance requirements
North CarolinaCar InsuranceDriver Licenses
View full answer 
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